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Estimate of Expenses

Prior to issuing an I-20 or DS-2019, international students are required to submit documentation regarding the financial ability of the student to study in the United States. This process can be time consuming since the student needs to compile evidence of guaranteed funding.

The estimate of expenses is updated each academic year to reflect the estimated costs of tuition and fees as well as living expenses. Official tuition rates are set each year by the UT Board of Trustees in early summer for the upcoming academic year (August–July). More information regarding classes and tuition fees can be found at OneStop.

Below are the estimated tuition and fees for Academic Year 2021-2022.  Living costs are estimated.  UG Estimate of Expenses 2021-2022 (PDF)

Required University Fees (in US Dollars)
Tuition & Maintenance Fees $30,988.00
Program & Services Fees $877.00
Health Fee $210.00
Library Fee $84.00
Technology Fee $252.00
Facilities Fee $666.00
Transportation Fee $158.00
Study Abroad Fee $21.00
Total tuition & fees for two terms $31,684.00
Required Health/Accident Insurance + $2,318.00
Total required fees for two terms $35,574.00
Other Necessary Expenses (in US Dollars)
Books & Supplies $1,400.00
Housing $4,500.00
Food $3,300.00
Miscellaneous * $3,300.00
Total living expenses for 12 months $12,500.00
Grand total for 12 Months (the amount a student is required to show proof of funds for when applying to UT) $48,074.00
Extra Expense for Spouse $5,000.00
Extra Expense for Each Child $4,000.00

Estimated insurance expenses for spouse is approximately $2,100 per year. Estimated insurance expenses for each child is approximately $2,100 per year. Rates are subject to change without prior notice.

Additional charges per credit hour will be assessed for courses in engineering, business, and nursing. Please refer to the One Stop website for additional information.

This budget assumes the student does NOT attend the summer semester. Please add $16,568 if  you intend to attend the summer semester full-time. The living expenses listed above are for 12 months.

This is a relatively conservative budget for a student and assumes the student is sharing housing. While some students may get by with less, others find this a tight budget. This budget does not include the cost of international travel, keeping an automobile, or babysitting fees. Actual tuition rates, other fees, and living expenses may vary from this estimate. Official tuition rates are set each year in summer for the upcoming academic year.

+ Insurance rate is based on 12-month coverage and is subject to change without prior notice.

* The category includes clothing, telephone services, laundry, recreation, household maintenance, transportation, etc.

Note: All tuition and fees are subject to any changes approved by the UT Board of Trustees prior to the beginning of a term.

Below are the estimated tuition and fees for Academic Year 2021-2022.  Living costs are estimated.

Grad Estimate of Expenses 2021-2022 (PDF)

Required University Fees (in US Dollars)
Two Terms Three Terms  (Summer Included)
Tuition & Maintenance Fees $31,139.00 $46,709.00
Program & Services Fees $878.00 $1,145.00
Health Fee $212.00 $276.00
Library Fee $84.00 $126.00
Technology Fee $252.00 $378.00
Facilities Fee $666.00 $999.00
Transportation Fee $158.00 $236.00
Total tuition & fees $33,389.00 $49,868.00
Required Health/Accident Insurance + $2,318.00 $2,318.00
Total required fees $35,707.00 $52,186.00
Other Necessary Expenses (in US Dollars)
Two Terms Three Terms  (Summer Included)
Books & Supplies $1,400.00 $1,400.00
Housing $4,500.00 $4,500.00
Food $3,300.00 $3,300.00
Miscellaneous * $3,300.00 $3,300.00
Total living expenses for 12 months $12,500.00 $12,500.00
Grand total for 12 Months(the amount a student is required to show proof of funds for when applying to UTK) $48,207.00 $64,686.00
Extra Expense for Spouse $5,000.00 $5,000.00
Extra Expense for Each Child $4,000.00 $4,000.00

Estimated insurance expenses for spouse is approximately $2,100 per year. Estimated insurance expenses for each child is approximately $2,100 per year. Rates are subject to change without prior notice.

Additional charges per credit hour will be assessed for courses in engineering, business, and nursing. Please refer to the Bursar’s Office  for additional information.

This is a relatively conservative budget for a student and assumes the student is sharing housing. While some students may get by with less, others find this a tight budget. This budget does not include the cost of international travel, keeping an automobile, or babysitting fees. Actual tuition rates, other fees, and living expenses may vary from this estimate. Official tuition rates are set each year in summer for the upcoming academic year.

+ Insurance rate is based on 12-month coverage and is subject to change without prior notice.

* The category includes clothing, telephone services, laundry, recreation, household maintenance, etc.

Note: All fees are subject to any changes approved by the UT Board of Trustees prior to the beginning of a term.

Flywire

UT has partnered with Flywire by peerTransfer to offer an innovative and streamlined way to make international tuition payments. Flywire’s mission is to save international students and their families money that would otherwise be lost on bank fees and unfavorable foreign exchange rates. To access Flywire go to the Bursar’s Office page here: https://bursar.utk.edu/deptinfo/flywire-international-tuition-payments/

Requirements for Financial Documentation

  • Documents must be written in English (any supplemental translations must be certified)
  • Funds must be “liquid” (such as checking or savings). Business accounts or insurance policies are not acceptable.
  • Documents must indicate explicit numerical balance (most current) of the account.
  • Documents must be dated within the last six months.
  • Documents must be certified (all pages signed and stamped by a bank official in a color other than black).

Examples which ARE acceptable:
Assistantship or scholarship letters; approved loan or award letters stamped or certified by a lending institution; original bank letters signed by a bank official; original bank statements issued directly from the bank.

Examples which ARE NOT acceptable:
Accounts in the name of a business; Internet bank statements; bank letters without the name of the account holder or the account number; accounts with a maturity date in the future; letters which do not specify the availability of at least the minimum amount per year; life insurance policies; chartered accountant statements; payroll reports/expected income; tax statements; property assessments; credit cards; bank statements lacking currency amounts; other statements of non-liquid assets.